Senior Financial Analyst – Deposit Balances, NII Flows

Bank of America

Finance partner providing financial analysis and guidance for decision-making at Bank of America. Responsibilities include forecasting, profitability analysis, and financial reporting for deposit products.

Posted 5/26/2026full-timeNew York City • New York • 🇺🇸 United StatesSenior💰 $83,500 - $121,800 per yearWebsite

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Hard Skills

financial analysisforecastingprofitability analysisexpense efficiencyfinancial reportingdata analysisrisk managementprocess improvementpricing analysisinvestment business cases

Soft Skills

analytical skillsorganizational skillsattention to detailverbal communicationwritten communicationinfluencing skillscollaborationrelationship-buildingstrategic thinkingcuriosity

Tools & Technologies

Microsoft ExcelMicrosoft PowerPoint

Industry Keywords

financeaccountingConsumerSmall BusinessGWIMforecast transparencyclient behavior analysismacroeconomic trendsbalance movementsNII impact

About the role

Key responsibilities & impact

This job is responsible for serving as a finance partner to specified Lines of Business (LOBs) and providing financial analysis and guidance to support key decisions and initiatives.
Key responsibilities include performing forecasting, profitability analysis, expense efficiency, pricing, financial reporting, and generating value creation ideas and new investment business cases.
Responsibilities for forecasting daily deposit flows and assessing the NII impact of balance movements, including rate sensitivity, mix shifts, seasonality, and broader market trends.
Maintain and enhance scalable, repeatable forecasting processes for deposit balances.
Analyze deposit and client flow drivers, including income, spend, debt, taxes, and macroeconomic trends.
Drive a consistent analytical framework across Consumer, Small Business, and GWIM lines of business.
Improve forecast transparency by explaining variances and identifying emerging trends.
Generate actionable insights into client behavior to strengthen forecasting accuracy and decision-making.
Translate large, complex data into clear recommendations for Finance and business partners.
Strengthen governance over forecasting assumptions, methodologies, and outputs.
Continuously enhance forecasting processes to support stronger business and finance decisions.

Requirements

What you’ll need

Bachelor’s degree in Finance, Accounting, or a related field.
Two or more years of experience in financial analysis, accounting, or a related role.
Strong analytical and organizational skills with exceptional attention to detail.
Strong verbal and written communication skills, with the ability to influence and partner effectively with stakeholders.
Advanced proficiency in Microsoft Excel and PowerPoint.
Ability to work independently in a fast-paced, results-driven environment.
Collaborative team player with strong relationship-building skills.
Curiosity and a continuous improvement mindset.
Strategic thinker with the ability to navigate complex business challenges and develop practical solutions.
Demonstrated focus on process discipline, controls, and risk management.

Benefits

Comp & perks

Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.
Industry-leading benefits
Access to paid time off
Resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.