Credit Executive II

Lendistry

Credit Executive II reviewing and structuring loan applications with an SBA focus, ensuring compliance and effective communication. Join Lendistry, a minority-led fintech lender, to drive positive impact.

Posted 7/8/2026full-timeLos Angeles • California • 🇺🇸 United StatesSeniorLead💰 $100,000 - $150,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in structuring and underwriting complex commercial credit transactions, with a strong understanding of SBA Standard Operating Procedures and financial services. Proficient in financial statement analysis and maintaining effective communication and relationship management skills.

Highest-signal resume keywords

SBA Standard Operating ProceduresCommercial Credit UnderwritingFinancial Statement AnalysisBilingual English-SpanishAdvanced Computer Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan Application ReviewFinancial AnalysisCredit Report ReviewBank Statement AnalysisTax Return KnowledgeTransaction StructuringBackground Check ExecutionUnderwriting ProceduresComplex Transaction ManagementAccounting Principles

Soft Skills

Outstanding Communication SkillsRelationship ManagementInterpersonal SkillsActive ListeningAdaptability

Tools & Technologies

Microsoft WordMicrosoft ExcelDatabase Management

Industry Keywords

SBA FinancingCommercial C&I FinancingReal Estate FinancingBanking OperationsCustomer Satisfaction

About the role

Key responsibilities & impact

Review initial loan application packages from Sales to determine eligibility and additional required documentation.
Structure loan package to fit within minimum requirements of products available.
Have knowledge of Business and Personal Tax Returns, Interim Financials, Bank Statements etc.
Decision loan files (decline, suspend, or submit for approval).
Run all background checks for business and merchants.
Review 3rd party reports (Credit report, Business Experian, CAIVRS etc.).
Sets-up calls and discusses file with client (initial interview).
Review completed file for underwriting.
Ensure all information is received prior to underwriting.
Underwrite the transaction and prepare package for third party approval.
Perform other duties as assigned to support the efficient and effective operation of the department and that help to make Lendistry the best place to work!

Requirements

What you’ll need

Minimum 8+ years of relevant experience and in-depth understanding of SBA, Commercial C&I and real estate financing, and closing, procedures.
Expert knowledge of SBA Standard Operating Procedures.
Minimum bachelor’s degree.
Finance, accounting, or Business Administration focus is preferred.
Ability to manage and underwrite complex transactions with limited guidance.
Strong knowledge of financial services.
Outstanding communication and relationship management skills.
Excellent verbal and written communication skills.
Advanced computer proficiency.
Ability to travel, work flexible schedules, and cover different locations, if requested.
Bilingual English-Spanish preferred.
Attain customer satisfaction.
Ability to structure and analyze complex commercial credit transactions.
Excellent verbal and written communication skills.
Sophisticated word processing and computer database skills, especially in Microsoft Word and Excel.
Thorough knowledge of accounting principles, financial statement analysis, and banking operations and regulations.
Good interpersonal skills with the ability to work effectively with individuals and groups at all organizational levels.
Ability to work independently and as part of a team.
Strong analytical ability with active listening skills.
Willingness to adapt to changing business needs and deadlines, including extended work hours.
Exhibit a professional, business-like appearance and demeanor.

Benefits

Comp & perks

Comprehensive Medical, Dental, and Vision Insurance
Generous Paid Time Off
Birthday Day Off
12 Paid Company Holidays
401(k) Match
FSA and HSA
Paid Life Insurance
Paid Disability Insurance
Pet Insurance
Employee Assistance Program (EAP)
Professional Development Courses
In Office Provided Snacks and Drinks
Gym Facilities (LA & Tustin/CEC Offices)
In Office Engagement Activities