Risk

• Manages mid-size projects or significant segments of very large projects with limited supervision
• Acts as a consultant to the business lines
• Prepares management reports to summarize the status of projects and work activities
• Initiates project evaluation effectiveness post-implementation
• Ensures compliance to policies and procedures

Risk and Control Manager

Full-stack Engineer

• Play a key role in aligning internal and external stakeholders on the architecture / infrastructure aspect of the product strategy and delivery roadmap
• Lead on architecture backlog prioritization activities; advising on business / technology trade-offs
• Oversee portfolio of Product-based Delivery Work
• Review, approve / veto blueprints relative to enterprise standards.
• Advise on how best to design overall solutions
• Identify, recommend, source, negotiate and implement emerging end-to-end IT trends, developments and improvements / solutions (buy / build / reuse)
• Collaborate broadly with other practitioners, including marketing teams and engineers, to ensure the right look and necessary features for the products / projects and applications within assigned portfolio.
• Hold decision rights on Architecture-specific strategies and owns policies, roles and responsibilities within assigned Platform or Journey for the technology roadmap to ensure alignment with enterprise guidelines now and as the design evolves to meet future needs
• Oversee and advise on the design of technology applications and/or infrastructure on high profile, complex and/or high-risk technology projects with significant impact to the organization

Principal Full Stack Architect

Financial Planning and Analysis

• Provide financial analysis and/or advanced general finance/accounting or related operational support
• Analyze financial performance against benchmarks and reconcile variances
• Act as a key Finance Support resource/specialist

Finance Operations Analyst II

General

• mortgage development initiatives will include targeting referrals from realtors, builders, financial planners, and other centers of influence
• targeted sales training is provided where you will build your sales skills and credit knowledge
• comprehensive training will ensure you smoothly integrate within TD's employee focused corporate culture and your new team
• work from a sales management system designed specifically for our sales channel to enable your success

Mobile Mortgage Specialist

• Analyzes, underwrites and may act as the final decision authority on commercial loan applications
• Ensures compliance with established underwriting guidelines
• Conducts credit investigations and analyzes financial information
• Renders final credit decision within individual lending authority limits
• Identifies credit applications that require credit enhancements

Commercial Credit Underwriter I

Human Resources

• Assess business needs, plan, develop and implement HR strategies and practices
• Provide consultative HR support to business priorities
• Drive the talent agenda by developing and executing talent management and diversity strategies
• Guide and coach business leaders through various HR practices
• Deal with complex change management issues

HR Business Partner

Account Manager

• Proactively executes integrated sales, service, and relationship strategies
• Obtaining new and growing existing commercial relationships
• Develops new business with large, complex credit needs
• Cross sells TD's products and services
• Facilitates larger transactions and relationships
• Coaches and trains less experienced Relationship Managers
• Resolves issues related to credit support

Senior Relationship Manager, MM

• Support trading and sales desks with accurate and timely trade capture across multiple systems
• Ensure all trades are correctly recorded and reflected in front office platforms
• Monitor trade flows and assist in resolving STP (Straight‑Through Processing) issues
• Investigate trade discrepancies, risk exposures, and P&L breaks
• Respond to ad‑hoc trade queries and client-related inquiries
• Perform data analysis and deliver insights to stakeholders
• Generate client analytics and business reporting for trading and sales desks
• Monitor business risk to ensure adherence to policy and risk limits
• Collaborate with Technology, Operations, Compliance, and global stakeholders to resolve issues
• Support regulatory and audit requirements, ensuring timely remediation of findings
• Participate in and drive process improvement, automation, and infrastructure initiatives
• Escalate key risks and issues to management in a timely manner

Fixed Income Middle Office Associate

• Administers and retains assigned accounts, including trusts, estates, personal retirement and agency relationships
• Establishes and maintains strong business relationships with clients
• Determines clients' financial goals and objectives and develops comprehensive financial strategies and plans
• Explains terms of governing documents and advises clients concerning banking needs, estate planning, gifting, and tax matters
• Achieves assigned sales goals by developing internal and external networks, obtaining referrals from clients, and expanding and deepening current relationships
• Works independently and autonomously and makes decisions on more advanced and complex issues
• Develops and maintains relationship with clients to discuss financial goals and objectives
• Ensures relevant client financial information is gathered and prepares recommendations
• Monitors clients' accounts, resolving problems and offering alternatives
• Participates in presentations to individual and institutional clients

Senior Trust Advisor

• Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources
• Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs
• Guides Customers through the mortgage application process
• Ensures applications are completed accurately and contain required information and supporting documentation
• Manages Customers expectations regarding processing times and closing dates
• Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines
• Generates referrals for mortgage sales opportunities and sales of other Company business line products

Mortgage Loan Officer

• Sells and originates residential mortgage loans to sales goals
• Takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans
• Guides Customers through the mortgage application process
• Communicates loan decisions directly to Customers and explains any additional information needed
• Develops knowledge of current industry practices and trends by learning from more experienced sales personnel

• Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources
• Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs
• Guides Customers through the mortgage application process
• Explains information required and other aspects of the loan process to Customers
• Ensures applications are completed accurately and contain required information and supporting documentation
• Manages Customers expectations regarding processing times and closing dates
• Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines
• Generates referrals for mortgage sales opportunities and sales of other Company business line products
• Develops plan to achieve sales goals with assistance from sales management
• Enters information into mortgage loan system so that loans will appear accurately in the pipeline
• Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes
• Sends application and other required information to underwriting area
• Underwrites loans using point-of-sale underwriting systems within scope of authority
• Communicates loan decisions directly to Customers and explains any additional information needed
• Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing
• Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned
• Attends closings as needed
• Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations
• Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products
• Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops
• Recommends changes to products, programs and/or pricing
• Ensures TD Bank maintains successful audits and exams within all areas
• Deals with complex mortgage needs

• Researches direct and indirect credit bureau disputes
• Responds to customers and credit reporting agencies to ensure discrepancies are resolved
• Utilizes third party data sources, internal systems and tools to research and analyze information to ensure accuracy of credit reporting
• Researches and responds to disputes received directly by mail or email
• Utilizes e-Oscar to quickly respond to indirect disputes
• Maintains a clear understanding of current internal credit-related policies and procedures
• Responsible for ensuring confidentiality of all aspects of the company’s operations
• Engages internal/external partners to obtain pertinent account information
• Promotes a positive team environment by demonstrating professional behavior

Credit Bureau Disputes Specialist

• Execute and enhance control and process testing to assess the design and operating effectiveness of controls
• Identify control gaps, document results, and recommend improvements
• Provide support and guidance to the CPB businesses
• Lead the implementation of governance and control initiatives

Senior Governance & Control Analyst

• Conducting in-depth financial analysis on companies and industries to identify investment opportunities suitable for TDAM portfolios.
• Developing and presenting investment ideas through written reports and presentations to investment and client-facing teams.
• Owning a sector by maintaining thorough and consistent research coverage, including proposing new investment ideas and recommending portfolio exits.
• Building and maintaining relationships with company management and industry counterparties to strengthen research insights and support investment decision-making.
• Attending industry conferences and seminars to gather insights and stay current on market trends.

Risk and Control Manager

Principal Full Stack Architect

Finance Operations Analyst II

Mobile Mortgage Specialist

Commercial Credit Underwriter I

HR Business Partner

Senior Relationship Manager, MM

Fixed Income Middle Office Associate

Senior Trust Advisor

Mortgage Loan Officer

Mortgage Loan Officer

Mortgage Loan Officer

Credit Bureau Disputes Specialist

Senior Governance & Control Analyst

Associate, Fundamental Equities