Financial Crime

• Independent Monitoring & Control Oversight
• Execute independent second line monitoring and testing of AML/ATF, sanctions and ABAC controls across assigned portfolios.
• Assess control design and operating effectiveness across key processes (CDD, payments, trade finance, surveillance, gifts & entertainment).
• Provide objective, evidence‑based opinions on control adequacy, including identification of gaps and enhancement opportunities.
• Ensure monitoring results are clearly articulated, risk‑rated and escalated appropriately.
• Risk Assessment & Analytical Support
• Support and contribute to Enterprise-Wide Risk Assessment (EWRA) processes, including risk identification, assessment and documentation.
• Participate in RCSA and scenario analysis, assessing risk exposure and control coverage.
• Analyse risk trends, control outcomes and KRIs to identify emerging financial crime risks.
• Provide analytical insights and recommendations to enhance control frameworks.
• Transaction Monitoring & Screening Oversight
• Perform oversight of transaction monitoring frameworks, including: Alert quality reviews.
• Scenario performance and coverage assessment.
• Identification of false positive / false negative risks.
• Support first level QA and second level reviews where applicable Contribute to screening and list management governance ensuring completeness and control integrity.
• Recommend improvements to detection scenarios, thresholds and investigations processes.
• Issue Identification, Escalation & Resolution
• Identify and escalate control weaknesses, breakdowns and emerging risks.
• Support management of issues through to resolution, including validation of remediation actions.
• Ensure timely escalation of non‑standard, high‑risk matters and suspicious activity indicators.
• Provide independent challenge on proposed remediation actions.
• Business & Stakeholder Engagement
• Partner with Business Lines and Corporate Functions to: Provide guidance on AML/ATF/Sanctions/ABAC requirements.
• Support implementation of effective controls.
• Act as a key SME contact for assigned portfolio on risk and control matters of moderate complexity.
• Collaborate with internal stakeholders (Operations, Technology, Audit, Compliance partners).

Senior Financial Crime Risk Business Oversight Analyst

Vice President

• Develop and execute TD's ETF business strategy
• Guide clients and prospects to TDAM solutions
• Drive ETF sales activities in Eastern Canada
• Identify direct ETF sales opportunities
• Collaborate with wholesaling teams
• Liaise with key internal partners
• Provide ETF portfolio construction thought leadership
• Participate in office visits and presentations
• Educate retail clients on products and capital markets information
• Represent TD ETFs at industry conferences

Vice President, ETF Distribution

Client Services Representative

• Provide consistent administrative, analytical and service support to our ITS Trust Officers and Private Trust Manager
• Maintain client profile and account-specific documents as well as client contact routines for all clients
• Ensure accurate, organized and efficient service to external clients and internal colleagues
• Efficiently handle and promptly respond to all incoming calls, questions and requests
• Support the Private Trust ITS business by continually improving professional knowledge and keeping current on trends and developments
• Work autonomously and provide specialized skills and expertise in a moderate to high complexity environment

Private Trust Client Service Associate – Indigenous Trust

• Conduct investigations for internal and external cases
• Engage with law enforcement agencies, conduct data analysis
• Prepare and deliver training on AML and related topics
• Lead work streams for medium scale projects

AML Financial Crime Risk Investigator II

Business Operations

• responsible for the delivery, oversight, and continuous improvement of payments and deposits operations
• drive operational performance, managing risk and controls
• support the execution of the global payments strategy
• lead a multi-disciplinary team supporting high-volume payments processing

AVP, Global Payments & Deposits Operations

Account Manager

• Deliver a legendary customer experience
• Drive profitable business growth
• Build, maintain and expand existing customer relationships
• Build relationships with small business customers by understanding their needs
• Liaise with Internal Branch Banking network and Wealth partners
• Keep current on emerging trends and grow knowledge of the business
• Support a positive work environment promoting quality, innovation and teamwork

Account Manager, Small Business

• Identify emerging financial crime risks for new client relationships and products
• Advise and assist in the development of policies and procedures specific to the bank's digital assets strategy
• Conduct risk assessments for new products and services
• Provide data points for transaction monitoring, screening, and audits
• Participate in project steering committees and update senior leadership on the digital asset ecosystem

Financial Crime Risk Business Oversight Specialist

Customer Success Manager

• Executes independent testing of FCRM controls / systems for assigned businesses
• Develops testing documentation and results reporting
• Understands financial crimes risk and evaluates control effectiveness
• Completes various projects and initiatives within testing function

Senior FCRM Testing Analyst

Compliance

• Provide oversight for privacy compliance governance and operational risk management
• Monitor and assess emerging U.S. privacy regulations
• Conduct risk assessments and due diligence for vendors
• Review and validate privacy-related contractual clauses
• Execute risk-based monitoring and prepare reports for senior management

Senior Privacy Compliance Operations Analyst

Analyst

• Provides specialized analysis, nonstandard reporting, and operational support
• Provides guidance/assistance to other team members and internal partners on a broad range of processes
• Independently delivers assigned initiatives with direction from management
• Develops and/or prepares applicable business metrics/standard/ad hoc reporting
• Supports the development of presentations/communications

Business Management Analyst II

Bilingual

• Acts as a subject matter expert in the Store for both Customers and colleagues regarding all products, services, policies, and procedures of TD
• Makes product recommendations based on Customer needs
• Utilizes Customer Relationship Management tools to proactively play a key role in Customer assessments
• Participates in Customer outreach, servicing and advice activities
• Engages in conversations with customers about loan products

Retail Banker II – Bilingual Spanish Preferred

• Develops and maintains foundational program inventories of both regulations and controls
• Develops and maintains an operating model for the US Financial Crime Risk Management Program which factors in key activities across each of the three lines of defense
• Produces and oversees the implementation of a plan for maintaining the US BSA/AML Program
• Produces presentations on any given area of the Program for audiences that could include Internal Audit, senior management or regulators
• Collaborates with internal stakeholders to ensure alignment with enterprise-wide compliance policies and risk appetite
• Oversees the execution of certain regulatory remediation matters, ensuring timely and effective resolution of identified deficiencies
• Acts as a trusted advisor to senior leadership, providing updates on regulatory trends, risks, and emerging issues
• Produces clear and concise reports for internal and external stakeholders, including regulators, executives, and the board of directors
• Monitors the evolving regulatory landscape to anticipate and address new or emerging requirements
• Proactively identifies areas of risk and implement preventative measures to minimize future regulatory scrutiny

Head of FCRM Program Structure

• Serve as the central point of contact for HNW clients with lower balances
• Provide excellent service and proactively contact clients
• Deliver thought leadership across all capabilities at TD Wealth
• Engage clients and introduce the Private Client Relationship Manager as needed
• Retain and grow assigned client relationships
• Maximize client satisfaction with their Banking relationships
• Support day-to-day account management solutions

Associate Private Client Relationship Manager

• Reviews, analyzes, and evaluates 1-4 family real estate appraisals and valuations for Residential or Consumer loans
• Corresponds with and follows up with appraisers for corrections, clarifications and edits
• Evaluates appraisals of particularly complex or unusual properties
• Performs semi-annual and/or quarterly real estate market updates for region of responsibility
• Assists loan officers, loan processors, underwriters and management by explaining valuation and appraisal issues
• May visit properties in question to provide direct evaluation of property and assist with risk analysis
• Reviews loans with a loan amount greater than $2MM
• May review appraisal reviews of junior reviewers to ensure standards are met

State Licensed – Certified Appraisal Review Analyst

Data Analyst

• Provides financial, analytical, modeling expertise to build quantitative models for business projects
• Conducts complex quantitative analysis as it applies to areas of responsibility, generally aligned to specific transactions and products
• Performs statistical model assumptions' tests for soundness of model theory
• Hands-on coding and building of quantitative models
• Reviews model results and identifies unexpected results
• Develops and analyzes key metric and plan variances and related information
• Develops analyses of performance and predictive data
• Compiles and generates ad-hoc analytical reports
• Acts as a technical expert / lead integrating cross-function understanding within their own field of specialty
• Independently manages end-to-end functional programs