Lead Product Manager – Cash Flow Management

Wells Fargo

Lead Product Manager defining strategic vision for cash flow management solutions at Wells Fargo. Driving innovative customer-centric product solutions to improve financial outcomes and customer satisfaction.

Posted 6/3/2026full-timeCharlotte • North Carolina, Ohio • 🇺🇸 United StatesSenior💰 $119,000 - $187,000 per yearWebsite

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Hard Skills

product managementproduct developmentstrategic planningfinancial analysisperformance managementdata analysisrisk managementpricing strategypolicy strategyliquidity management

Soft Skills

communicationrelationship managementinfluencing stakeholderscross-functional leadershipsynthesizing complex datadriving alignmentcontinuous improvementcustomer experience enhancementproblem-solvinginnovation

Industry Keywords

core banking productsdeposit accountspaymentsoverdraft servicesmarket trendscustomer engagement metricsfinancial performance targetsregulated environmentcustomer valuecompetitive dynamics

About the role

Key responsibilities & impact

Develop and own the strategic vision for cash flow management products and capabilities across consumer and business segments including but not limited to overdraft services
Design and deliver solutions that enable customers to effectively manage day-to-day liquidity, including short-term funding, payment timing, and balance management tools
Identify market trends, evolving customer needs, and competitive dynamics to inform product strategy and roadmap prioritization
Partner with senior leadership to ensure alignment of product initiatives with broader business objectives and financial outcomes
Lead end-to-end product development for new capabilities and enhancements across the cash flow management portfolio, including overdraft and related services
Manage the full product lifecycle, from concept and design through launch and ongoing optimization
Collaborate across deposits, technology, operations, risk, and marketing to deliver seamless, scalable, and compliant customer experiences
Establish and manage financial performance targets, including revenue, loss management, and customer engagement metrics
Conduct ongoing performance analysis to generate insights, identify risks, and drive continuous improvement opportunities
Develop and refine pricing and policy strategies that balance customer value, market competitiveness, and risk considerations
Serve as a trusted advisor to senior leadership on cash flow management strategy, performance, and innovation opportunities

Requirements

What you’ll need

5+ years of Product Management, product development, strategic planning, process management, change delivery experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Strong understanding of core banking products, including deposit accounts, payments, liquidity management, and overdraft-related solutions
Demonstrated experience in product strategy, financial analysis, and performance management within a complex, regulated environment
Solid knowledge of applicable regulatory requirements and risk management considerations related to consumer banking products
Ability to synthesize complex data into actionable insights and communicate effectively with senior leadership
Proven experience managing product roadmaps from ideation through launch and ongoing optimization
Track record of successfully leading cross-functional initiatives and delivering measurable results at scale
Strong relationship management skills, with the ability to influence stakeholders and drive alignment across diverse teams
High level of proficiency in leveraging data, metrics, and financial analysis to identify opportunities and solve complex business challenges
Ability to assess market conditions and translate insights into innovative solutions that enhance customer experience and improve operational performance

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement