Lead Compliance Officer – Auto Operations

Wells Fargo

Lead Compliance Officer overseeing compliance risk standards in Auto Operations at Wells Fargo. Responsible for implementing compliance programs and providing oversight in consumer banking operations.

Posted 7/7/2026full-timeCharlotte • Minnesota, North Carolina, Texas • 🇺🇸 United StatesSenior💰 $119,000 - $206,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive expertise in compliance risk management, particularly within auto lending operations, and effectively communicates complex regulatory requirements to senior leadership. Proven ability to develop and oversee compliance programs while identifying opportunities for process improvement and risk control enhancement.

Highest-signal resume keywords

5+ Years Of Compliance ExperienceLending Compliance ExpertiseCRCM CertificationRisk Assessment ExperienceStrong Analytical Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Compliance Risk ManagementRegulatory ComplianceRisk AssessmentIssue ManagementRoot Cause AnalysisFinancial Services RegulationsAuto Lending OperationsPolicy InterpretationCorrective Action PlanningProcess Improvement

Soft Skills

Effective CommunicationTeam CollaborationIndependent JudgmentProblem SolvingAttention To Detail

Certifications & Qualifications

CRCM CertificationJDParalegal Certification

Industry Keywords

FDCPAFCRAUDAAPConsumer LendingRegulatory ChangeCompliance ProgramsFinancial InstitutionsRisk Control EnhancementBusiness ObjectivesGovernance Committees

About the role

Key responsibilities & impact

Establish, implement, and maintain risk standards and programs to drive compliance with federal, state, agency, legal, regulatory, and Corporate Policy requirements
Provide oversight and monitoring of business group risk-based compliance programs
Develop, oversee, and provide independent credible challenge to standards using subject matter expertise
Oversee and appropriately challenge Front Line compliance-related decisions and execution
Maintain compliance risk expertise and provide consulting support for projects and initiatives with moderate to high risk across multiple business lines
Work with complex business units, rules, and regulations on moderate- to high-risk compliance matters
Interpret policies, procedures, and compliance requirements
Provide direction to the business in developing corrective action plans and effectively managing regulatory change
Monitor the reporting, escalation, and timely remediation of compliance issues, deficiencies, and regulatory matters
Identify and recommend opportunities for process improvement and risk control enhancement
Report findings and provide recommendations to management and appropriate governance committees
Interface with Audit, Legal, external agencies, and regulatory bodies on compliance and risk-related matters
Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve business objectives
Make decisions and resolve issues to meet business objectives
Receive direction from leadership while exercising independent judgment and developing a deeper understanding of the function, policies, procedures, and compliance requirements

Requirements

What you’ll need

5+ years of Compliance experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Significant experience with lending compliance, including applicable rules and regulations (e.g., FDCPA, FCRA, UDAAP)
Experience and understanding of auto lending operations, including servicing and collections processes
Ability to identify, assess, and effectively communicate risks within auto lending business processes
Demonstrated experience executing compliance programs that support adherence to financial services regulations and/or prudential regulatory guidance
Experience identifying and assessing regulatory compliance risk for large, complex financial institutions
Experience completing risk assessments for lending compliance functions
Knowledge and understanding of non-real estate consumer lending products and related compliance requirements
Experience with issue management and root cause analysis
Ability to exercise independent judgment to identify and resolve problems through effective influence and challenge
Strong analytical skills with high attention to detail and accuracy
Demonstrated ability to efficiently condense complex information and scenarios to essential elements for executive recommendations & consumption
Ability to communicate effectively, both verbally and in writing, with senior-level leaders
Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important
CRCM certification or other relevant legal (JD, paralegal), compliance, risk, or audit designation

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement