Market Credit Leader Manager – Centralized Credit Team

Wells Fargo

Commercial Banking Portfolio Management Senior Manager leading a centralized team of credit approvers for C&I clients. Ensuring timely, quality credit decisions across multiple East Region markets while managing risk.

Posted 7/8/2026full-timeCharlotte • Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, Virginia • 🇺🇸 United StatesSenior💰 $159,000 - $305,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Commercial Banking Portfolio Management and Credit Approval, with a strong focus on risk assessment, underwriting, and team leadership. Proven ability to drive process improvements and manage complex credit transactions while fostering collaboration and engagement within the team.

Highest-signal resume keywords

Commercial Banking Portfolio ManagementCredit ApprovalComplex Credit UnderwritingLeadership ExperienceRisk Management

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit Decision QualityCredit Tools AdoptionProcess ImprovementDebt Structure AnalysisRisk Rating Practices

Soft Skills

Interpersonal CommunicationTeam EngagementAccountabilityCoaching Talent

Tools & Technologies

AI Credit MemoCopilot

Certifications & Qualifications

Formal Credit Training Program

Industry Keywords

Commercial LendingTreasury ManagementChange ManagementRisk Control Enhancements

About the role

Key responsibilities & impact

Lead and manage a tenured credit approval team supporting Emerging Middle Market and Middle Market portfolios, with accountability for credit decision quality, consistency, and timeliness.
Manage and oversee credit approval activity, including new originations, renewals, modifications, and ongoing portfolio actions, ensuring alignment with policy and risk appetite.
Partner directly with Market Sales Leaders and Relationship Managers to provide proactive credit guidance, support client solutions, and enable responsible growth.
Actively participate in complex credit transactions and serve as an escalation point for high-impact or complex deal.
Drive execution discipline and process consistency, including adoption of credit tools (e.g., AI Credit Memo / Copilot) and continuous process improvement.
Identify and implement opportunities for process improvement and risk control enhancements, strengthening underwriting rigor and operational efficiency.
Provide oversight of portfolio trends and emerging risks, ensuring strong adherence to risk rating, monitoring, and watchlist practices.
Collaborate with Independent Risk Management and senior stakeholders to ensure alignment on credit strategy, risk appetite, and regulatory expectations.
Determine strategy and priorities for the team to meet complex business objectives across a multi-market region.
Manage allocation of people and resources, ensuring effective coverage and scalable support for the East Region.
Promote a high level of team engagement, accountability, and performance, while driving a culture of strong execution and continuous improvement.
Develop and coach talent, building a high-performing team of credit approvers and future leaders.
Support ongoing transformation initiatives, including centralized credit model evolution and technology enablement.

Requirements

What you’ll need

6+ years of Commercial Banking Portfolio Management, Credit Approval, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
3+ years of management or leadership experience
Experience with complex credit, underwriting, and debt structure for clients with annual revenue of $25MM to $2B+
Completion of a formal credit training program
Comprehensive knowledge and understanding of core banking products and services such as, commercial lending and treasury management
Experience developing and maintaining external and internal partnerships
Experience in swiftly adopting and executing change management to enable business growth
Experience identifying risk, ensuring compliance with processes, and mitigating risk issues
Excellent verbal, written, and interpersonal communication skills
Bachelor’s degree in accounting, finance, or business

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement