Transaction Monitoring BAU Product Owner

Santander

Transaction Monitoring BAU Product Owner at Santander, leading Financial Crime control and analytics innovation. Shaping customer-centric transformation in financial services with a focus on risk management.

Posted 7/10/2026full-timeMilton Keynes • 🇬🇧 United KingdomMid-LevelSenior💰 £84,614 - £126,922 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Transaction Monitoring and Financial Crime, with a strong focus on data analytics to enhance model performance and operational outcomes. Proven ability to lead teams, manage stakeholder engagement, and drive continuous improvement in product delivery and governance.

Highest-signal resume keywords

Transaction Monitoring ExperienceData Analytics ExpertiseFinancial Crime Controls KnowledgeStakeholder Engagement SkillsPeople Management Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Transaction MonitoringData AnalyticsFinancial Crime ControlsProduct DesignChange DeliveryRequirements GatheringTesting and ImplementationContinuous ImprovementModel Performance AnalysisE2E Controls

Soft Skills

Effective CommunicationOrganisational SkillsProactive Problem SolvingStakeholder ManagementTeam Leadership

Industry Keywords

Financial ServicesFinancial CrimeRegulatory RequirementsOperational ImpactAgile Practices

Tech Stack

Tools & technologies

About the role

Key responsibilities & impact

Lead the end-to-end Transaction Monitoring BAU control environment, ensuring issues, incidents, and control gaps are managed in line with governance expectations
Design, build, and scale the “Go Hunt” analytical capability, embedding proactive risk identification across the TM landscape
Own and evolve the Transaction Monitoring Risk Assessment (TMRA) framework, ensuring it remains robust and forward-looking
Ensure effective continuous performance monitoring, driving improvements in detection capability and operational outcomes
Define and deliver product roadmaps aligned to customer needs, business priorities, and technology strategy
Oversee product execution in line with regulation, policy, and standards, including model performance, calibration, and supporting documentation
Lead and develop a high-performing team, ensuring organisational design meets current and future demands
Foster a culture of innovation, experimentation, and continuous learning, accelerating feedback loops and idea development
Partner with stakeholders to translate business needs into product vision, clearly communicating priorities and outcomes
Provide ongoing assurance of product value delivery, ensuring solutions are effectively designed, implemented, and continuously improved
Champion and embed agile practices, driving delivery efficiency and continuous improvement across teams
Identify, manage, and escalate risks, issues, and control weaknesses, ensuring timely resolution
Support governance, reporting, and stakeholder engagement, ensuring transparency of progress and decision-making

Requirements

What you’ll need

Experience in Financial Crime specifically Transaction Monitoring within a Financial Services environment (Required)
Deep understanding of data and analytics to drive insights into model performance and continuous improvement (Required)
Good understanding of Financial Crime controls, processes and regulatory requirements (Required)
Experience in supporting change delivery, including requirements gathering, testing and implementation (Required)
Awareness of operational impacts of change across processes, systems and customer journeys (Required)
Excellent stakeholder engagement skills, with the ability to work across business, operations and technology teams (Required)
Ability to translate complex requirements into clear, practical solutions (Required)
Solid organisational skills, with the ability to manage multiple priorities and deadlines (Required)
Effective communication skills, both written and verbal (Required)
Proactive approach to identifying issues and driving resolution (Required)
Proven track record of people management within small / medium sized teams, leading to improved competence of reporting layers (Required)
Professional experience in Financial Crime (Required)
Experience in FC Product maintenance / continuous product improvement, including product design, build, test and implementation of Fin Crime detection and case management solutions as well as E2E controls (Required)
Data, Analytics and AI experience (Required)

Benefits

Comp & perks

Wellbeing that goes beyond work — access to apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support.
Support for every life stage — enhanced family leave, childcare options and tailored wellbeing support.
Volunteering opportunities that let you make a difference in communities.
Global growth opportunities to shape your career, learn new skills and explore what’s possible across Santander's international network.