Actuary

• Contribute to design enhanced insurance risk reporting and modeling that leverages risk analytics
• Analyze and interpret the output, and provide commentary insights to management and risk partners
• Contribute to the TDI Model Oversight, working in partnership with TDI model owners, TDI Model Control Group and TD Model Risk Management
• Perform model reviews that are efficient, thorough, and well documented
• Participate in model validation activities and perform risk analytics to generate insights to stakeholders
• Develop insurance risk analytics and tools to identify risk trends
• Conduct regular in-force reviews of product profitability using modeling and machine learning insights
• Design enhanced insurance risk reporting to provide insights to management
• Review and challenge the insurance assumptions within model risk documentation
• Ensure TDI is compliant with the TD Model Risk Policy ("MRP") and Model Risk Policy Framework

Senior Actuarial Analyst, Analytics and Model Risk Oversight

Platform Engineer

• Help with end-to-end delivery of Infrastructure as Code for cloud AI services
• Design platform abstractions for application teams
• Embed security and compliance into the platform
• Build patterns for safe consumption of generative AI

Associate Platform Engineer II

Compliance

• Provide oversight, advisory, and execution support for the Global Regulatory Inventory Governance program
• Facilitate enterprise-wide oversight and governance of the global regulatory inventory process
• Perform ongoing execution of the Regulatory Inventory feeds and manual processes
• Establish and influence relationships with TD Technology partners and third-party data providers
• Perform oversight and reconciliation of regulatory inventory data
• Perform analysis of large datasets using business intelligence tools to generate insights
• Monitor, assess, and report on adherence to the RCM Regulatory Inventory and Control Standard
• Identify and drive improvements to processes, including opportunities to automate and streamline
• Develop and deliver targeted training and guidance materials
• Support responses to Internal Audit, Compliance Quality Assurance, and regulatory reviews
• Develop and deliver management reporting for senior leadership

Compliance Business Oversight Manager, Global Regulatory Inventory

• Provide oversight of regulatory change activities to drive consistency
• Develop and communicate enterprise governance and control requirements and expectations
• Oversee and report issues associated with the regulatory change process
• Develop and deliver specialized/ad hoc training and reporting
• Support the Enterprise Compliance Regulatory Change Program

Compliance Business Oversight Manager

Financial Planning and Analysis

• Provide business / financial analysis and/or general finance / accounting or related operational support as assigned
• Assist in the preparation of monthly management reporting deck
• Responsible for running daily regulatory monitoring reports and prepare regulatory returns
• Assist in the documentation of the finance processes
• Participate in Finance related projects

Finance Intern

Manager

• Reporting to the AVP, Enterprise Capital Management, responsible for supporting TD’s enterprise capital management mandate, including capital analysis, reporting, forecasting and performance insights.
• Strengthen the Bank’s ability to understand capital requirements, assess capital deployment, evaluate return outcomes, and support disciplined balance sheet usage across businesses and legal entities.
• Work closely with stakeholders across Treasury, Finance, Risk Management, business segments and other enterprise partners to deliver high-quality analysis and insights for senior management, governance committees, regulators, and the Board of Directors.
• Lead or support enterprise capital analysis, reporting, and forecasting activities, including analysis of risk-based capital and leverage ratios.
• Prepare and enhance recurring capital reporting and senior management materials, including quarter-end capital updates, capital performance dashboards, governance materials, regulatory requests, and ad hoc executive analysis.
• Support capital forecasting and planning processes by analyzing business, regulatory, methodology, and balance sheet drivers of capital requirements and capital ratios.
• Assess the capital and return implications of business strategies, new products, transactions, structures, and other strategic initiatives, providing insights to support business design and decision-making.
• Prepare clear, concise, and executive-ready presentations and analysis for Senior Management, Executives, governance committees, regulators, and the Board of Directors.

Senior Manager, Enterprise Capital Management

Underwriter

• Manages the credit underwriting and credit administration functions for assigned portfolio
• Establishes the credit structure, Borrower Risk Ratings and Facility Risk Ratings for new and existing credit relationships
• Directs the Centralized Credit Management staff within assigned teams in monitoring the portfolio and/or origination of new credit exposure
• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions
• Guides the team to properly structuring new and existing credit exposure within the bank's risk appetite
• Ensures adherence to Risk Policies, implements operational risk processes, policies, and practices

National Commercial Underwriting Manager I – Small Business Portfolio Management

Data Scientist

• provides technical leadership across the overall Analytics function which may have an enterprise mandate
• provides deep technical knowledge and expertise in client interactions to explain complex data analysis related material
• develops, maintains, and enhances the Enterprise Anti-Money Laundering / Counter-Terrorism Financing (AML/CTF) models/AI solutions to comply with regulatory requirements/changes and internal policies
• supports TD's global AML/CTF strategies, address emerging risks, and be in accordance with best industry practice
• seeks talented data scientists to join to innovate, drive, and support initiatives and business as usual operations in multiple functional areas

Data Scientist III – Financial Crime Risk Modeling

• Manage the creation, implementation, and validation of various risk segmentation strategies
• Provide critical credit risk analysis and rational strategies
• Investigate, create, implement, and validate risk segmentation strategies using complex data
• Work cross-functionally with internal teams and collaborate with audit and regulators
• Ensure sound credit control and proactive risk management

Risk Manager I – Credit Risk, Personal Loan

Human Resources

• Assess business needs and develop HR strategies
• Provide consultative HR support to drive business growth
• Collaborate with HR partners and functions
• Guide business leaders on HR practices
• Manage complex change management issues

HR Business Partner – TD Asset Management

• Gathers financial and general business information pertaining to customer and prospect loan requests
• Performs financial analyses needed to make credit decisions
• Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
• Supports commercial banking team and recommends credit solutions that add value to the Customer
• Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
• May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
• Acts as a consultant to business lines regarding credit issues, processes and procedures
• Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
• Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
• Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms

Credit Portfolio Manager I – Education, Not for Profit

• Provides top technical expertise for overall functional area and provide guidance and advisory support to others as needed
• Accountable for leading or conducting expert analysis / research and reviews to support functional goals / objectives
• Recognized as top level expert within the company with significant breadth of expertise in complex field
• Advises on execution strategy and leads the development and deployment of functional programs or initiatives

Senior Specialized Finance Manager – Regulatory Policy and Review

Account Manager

• Serve the needs of the community commercial banking business
• Customize a broad range of products and services to meet financial needs
• Acquire, develop and manage commercial banking relationships
• Provide customized solutions across different commercial segments
• Build strategies to grow the portfolio
• Structure and package practical and competitive solutions
• Identify and interpret trends in the market

Senior Relationship Manager, Commercial Banking

QA Engineer

• Oversee and lead a highly complex and diverse governance and control function for an area of significant risk, complexity or scope
• Manage and oversee the overall discipline and strategy for the respective areas while aligning to the enterprise best practices
• Provides coaching, mentorship and guidance to practitioners, business, executives within area of expertise
• Develop, communicate and implement a holistic governance and control strategy for own specific business function
• Lead partnership with management and respective teams for area of specialization with industry, enterprise, and business awareness
• Ensure an integrated and aggregated view of all related business risk and control activities across the overall function

Senior Manager, Centralized Governance & Control – AML Testing/QA

• Manage a portfolio of governance and control activities for moderately complex or high-risk business or functional area
• Support the development and execution of the Centralized Governance & Controls (CG&C) AML testing and Quality Assurance (QA) program
• Lead and conduct independent testing and quality assurance reviews to ensure operational risk and compliance requirements are adhered to
• Develop and document a comprehensive inventory of processes and controls