Data Scientist

• Build/maintain anomaly detection model using statistical, machine learning, and data mining techniques.
• Design and implement AI-driven workflows to automate business intake processes, leveraging both low-code platforms (e.g., Copilot Studio) and code-based frameworks to enable intelligent comparison with historical requests and generate self-serve recommendations
• Partner with business stakeholders to understand objectives, gather requirements, and translate business needs into analytical solutions.
• Use programming languages (Python, Pyspark, SQL) to extract and prepare data, apply statistics and various advanced analytics along with business acumen to inform recommendations and insights from large datasets.
• Collaborate across AIML, data engineering, and analytics to deploy and monitor solutions at scale.
• Provide thought leadership and/or industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit.
• Share expertise and drive knowledge transfer through internal training, labs and runbooks

Data Scientist II

Research Analyst

• Provides market research support in compiling and publishing high quality, comprehensive analysis and research on individual corporations, industries, financial markets, and economic developments as assigned.
• Expert level professional role requiring in-depth knowledge/expertise in own domain/field of specialty and working knowledge of broader related areas to run data analysis and develop research reports
• Solves complex problems requiring analysis of multiple variables, which may require consultation with multiple stakeholders
• Uses advanced methods to contribute to new solutions and recommend standards against which others will operate
• Interprets guidelines, standards, policies, and results of analysis to inform decision making at senior levels
• Builds stakeholder alignment in leading activities, identifying, and leading problem resolution

Equity Research Associate – Connectivity Semiconductors, Networking

Analyst

• Validates Financial Crime Risk Management (FCRM) models for Trading Surveillance
• Conducts validation testing and analysis for different FCRM models
• Collaborates with stakeholders to discuss and solve model limitations/issues
• Delivers high quality model validation reports
• Maintains professional knowledge of modelling techniques and developments
• Develops different validation testing to assess advanced Trading Surveillance models

Senior Analyst, Trading Surveillance

Manager

• Gathers financial and general business information pertaining to customer and prospect loan requests
• Performs financial analyses needed to make credit decisions
• Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
• Supports commercial banking team and recommends credit solutions that add value to the Customer
• Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
• May manage overall analytical support and workflow production needs for a department
• Works on larger, more complex deals, mainly focused on Middle Market
• Acts as a consultant to business lines regarding credit issues, processes and procedures
• Participates in organizational cost benefit analysis and implementation

Credit Portfolio Manager I – Education, Not for Profit

Advisor

• Handle bodily injury tort claims in Alberta
• Investigate claims regarding liability, injuries, and accident-related damages
• Maintain adequate case reserves by adhering to BI reserving protocol
• Communicate with clients, third-party claimants, and other involved parties
• Build trust and business relationships with Plaintiff Counsel and Defence Counsel

Bodily Injury Claims Advisor

Associate

• Engage customers in day-to-day advice needs, service transactions, digital education, and customer problem resolution related to banking solutions
• Understand customer needs and guide customers to the right contact person for appropriate solutions
• Build customer confidence on emerging digital banking trends by educating them on mobile, ATM, and online banking
• Support the frontline staff with scheduled cash and non-cash transactions; resolve critical issues and report non-standard matters to management
• Recommend improvements to work practices, branch operations and processes to enhance customer experience and achieve operational excellence

Personal Banking Associate Trainee, Cantonese/Mandarin

Product Manager

• Define and lead complex initiatives in Small Business Banking
• Collaborate with cross-functional teams for project delivery
• Conduct analysis to improve customer buying journeys
• Lead initiatives and manage risks and issues
• Support change management and stakeholder alignment

Product Manager – Small Business Banking

Mortgage Loan Officer

• Assists high producing loan officers in the effective and timely completion of loan applications
• Actively manages the document collection process from origination to closing
• Manages the Mortgage Loan Officers pipeline, including the tracking of all deliverables and updating borrowers on status of the loan
• Works with customers to set expectations including but not limited to rate inquiries, third party providers, loan status and other information deemed necessary
• Confirms appointments and reviews with customer all documents needed at time of application to ensure efficiency
• Facilitates application process by interfacing with customers in taking full or completing partial applications
• Discusses products and pricing at the request of, or in the absence of, the loan officer
• Reviews files in detail to foreshadow any potential issues related to income and assets and remedies potential issues prior to file being sent to underwriting
• Assists in structuring deals to meet underwriting guidelines
• Advocates for client file and manages the file through the underwriting escalation process when necessary
• Understands TD underwriting guidelines and has the ability to clearly communicate and explain to borrowers
• Writes credit memos for loans explaining unique circumstances and clearly summarizes the lending request
• Serves as a liaison between Loan Officer and Mortgage Operations, Sales Support
• Aids in the development of a customer database in support of the pursuit of new marketing opportunities
• Follows up with sales leads on behalf of the MLO utilizing strong verbal or written communication skills
• Proactively manages the lead pipeline in concert with the MLO
• Establishes strong relationships with the MLO's referral partners independent of the MLO
• Assists in other areas as needed

Mortgage Loan Officer Assistant II

• Own the management of Third Party Business Arrangements through all stages of the TPML
• Manage Third Party Business Arrangements through all stages of the TPML
• Monitor, analyze and report a Third Party's performance through delivery against SLAs, SLOs, KPIs or other contractual commitments
• Collaborate with internal stakeholders to support business needs by delivering a transition or termination of a Third Party
• Conduct internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience

Vendor Manager III

Compliance

• Provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction
• Works independently and is accountable for managing a specialized Compliance function or area
• Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
• Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise
• Provides guidance and support to analysts on matters related to portfolio and specialty
• Typically a subject matter expert for a key functional Compliance area and business
• Manages/assists with regulatory reviews including inquiries, audits, and exams
• Identifies and leads problem resolution for project/program complex requirements related issues at all levels

Compliance Oversight Manager – Real Estate Secured Servicing

Engineer

• Develops and maintains technical solutions that adhere to engineering and architectural design principles while meeting business requirements.
• Provides technical expertise with a focus on efficiency, reliability, scalability, and security; includes planning, evaluating, recommending, designing, operationalizing, and supporting solutions in compliance with enterprise and industry standards.
• Expert knowledge of specific domain or range of engineering frameworks, technology, tools, processes and procedures, as well as organization issues.
• Acts as a key contributor in a complex and critical environment.
• May provide leadership to teams or projects; shares expertise.
• Applies in-depth skills and broad knowledge of the business to address complex problems and non-standard situations.

Engineer II

• responsible for collecting data and using wide range of data science techniques, including but not limited to data wrangling, profiling and visualization, statistical inference, to uncover actionable insights or build analytics solutions that guide decision making and strategic planning
• works autonomously within a specialized business management function and may provide work direction to others
• provides seasoned specialized knowledge, advice and/or guidance to various stakeholders and team members
• focuses on short to medium - term issues (e.g. 6-12 months)
• undertakes and completes a variety of complex projects and initiatives requiring specialist knowledge and/or the integration of cross functional processes within own area of expertise

Data Scientist II – FCRM – Screening Capabilities

• Supports the oversight and management of an end-to-end change management framework across business and technology changes
• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions
• Develops, communicates, and implements a holistic strategy for own specific business management function in support of and integrated with the overall business strategy
• Oversees/leads/manages and plans work activities that may require alignment across multiple areas
• Acts as a strategic partner by leading relationships with key enterprise partners and interfacing with respective leadership team

Senior Manager, Business Management & Initiatives

• Structure credit for assigned portfolios
• Assess credit worthiness of potential customers
• Underwrite new credit requests and monitor credit facilities
• Provide exceptional customer service and support Relationship Managers
• Manage relationships with various business lines and ensure compliance with requirements

Credit Analyst II

Client Services Representative

• Coordinate communication with multiple areas of the wealth management business
• Hire, lead, and manage teams supporting sales and service activities
• Implement process changes to adhere to identified control gaps
• Supervise escalated situations and review identified items
• Train new staff members and audit staff on a regular basis