Fraud Decisioning Analyst

U.S. Bank

Fraud Decisioning Analyst providing advanced analytics for fraud decisioning at U.S. Bank.

Posted 5/27/2026full-timeMinneapolis • Arizona, Minnesota, North Carolina, North Dakota, Ohio • 🇺🇸 United StatesSeniorLead💰 $119,765 - $140,900 per yearWebsite

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Hard Skills

data analysisroot-cause analysisperformance metricsreporting frameworksoptimization analysisfraud detectionalert lifecycle managementworkflow efficiencyanalytical rigordecision accuracy

Soft Skills

analytical skillsproject managementverbal communicationwritten communicationstakeholder engagementproblem-solvingcollaborationcritical thinkingattention to detailadaptability

Tools & Technologies

Microsoft Officedata analysis softwareFraud Mitigation Solutions (FMS)Fraud Strategy toolsalert monitoring systemsperformance reporting toolsdata visualization toolsworkflow management systemsanalytical softwaredatabase management systems

Industry Keywords

fraud risk managementalert performancequeue dynamicscustomer frictionfraud preventionoperational effectivenessscalabilitydata integrityfraud patternsdecisioning outcomes

About the role

Key responsibilities & impact

Analyze fraud decisioning performance across enterprise alert volumes, evaluating alert drivers, decision outcomes, false positive rates, and queue dynamics to identify performance gaps and inefficiencies.
Assess end-to-end alert lifecycle and workflow performance, including queue throughput, capacity utilization, and case handling efficiency, to improve operational effectiveness and scalability.
Conduct root-cause analysis on alert behavior and decision outcomes, identifying drivers of unnecessary alerts, missed detection opportunities, and workflow bottlenecks.
Develop and maintain performance metrics and reporting frameworks that provide transparent, consistent views of alert effectiveness, benefit, decision accuracy, and operational impact.
Identify and quantify optimization opportunities to improve fraud detection outcomes, reduce customer friction, and balance workload across fraud mitigation teams, using data-driven analysis.
Translate complex, execution-level analytics into actionable insights and recommendations, enabling stakeholders to improve decisioning outcomes and workflow efficiency.
Partner with Fraud Mitigation Solutions (FMS) and Fraud Strategy teams to align on performance insights, validate findings, and support continuous improvement initiatives.
Support evaluation of fraud controls and decisioning approaches in production, providing analytical input on performance impacts without directly designing or implementing rules.
Monitor emerging trends, anomalies, and shifts in alert behavior to identify new risks, changing fraud patterns, or degradation in performance.
Ensure analytical rigor and data integrity, validating assumptions, methodologies, and outputs to support confident, decision-ready insights.

Requirements

What you’ll need

Bachelor’s degree, or equivalent work experience
Typically more than eight years of applicable experience
Comprehensive knowledge of all departmental data sources, and of fraud risk and operations management associated with the product lines
Strong analytical skills relative to evaluating fraud prevention infrastructure and forecasting fraud loss trends
Strong project management skills
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages including Microsoft Office applications and data analysis software

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law