Business Banking Credit Lending Authority Management Leader

U.S. Bank

Business Banking Credit Lending Authority Management leader at U.S. Bank managing a team of Lending Authority Management professionals.

Posted 6/25/2026full-timeMinneapolis • Minnesota, North Dakota, Ohio, Wisconsin • 🇺🇸 United StatesSenior💰 $133,365 - $156,900 per yearWebsite

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

credit policiescredit analysisrisk analysisanalytical skillsbusiness practicesbusiness philosophyprocess standardizationlending authority managementcontrolsmonitoring

Soft Skills

management skillsleadership skillscustomer service skillsverbal communication skillswritten communication skillsmentoringgoal settingteam objectivesaccountabilityfeedback

Certifications & Qualifications

Bachelor's degree

Industry Keywords

Business BankingCredit Serviceslending authorityrisk appetiteefficiencyscalabilitycredit support functionsupskillingtestingmonitoring

About the role

Key responsibilities & impact

Manage a newly developed team of Lending Authority Management professionals within the Business Banking Credit Services organization
Responsible for the upskilling, testing, monitoring, and controls of underwriters throughout their credit approval lending authority lifespan
Partner with key stakeholders on strategic initiatives to increase lending authority thresholds established within Credit Policy
Lead the design and execution of a new Lending Authority framework for business banking credit underwriters
Champion Lending Authority transformation initiatives that enhance efficiency, scalability, and process standardization across credit support functions
Establish and monitor ongoing Lending Authority control framework; ensuring employees are operating within the defined risk appetite
Directly manage a team of 3 to 5 Lending Authority Management professionals
Clearly define role-based goals and team objectives, holding employees accountable for their overall performance
Act as a mentor, providing clear feedback and guidance to employees
Assist in the interviewing, hiring and training of new employees

Requirements

What you’ll need

Bachelor’s degree, or equivalent work experience
Typically 10 or more years of related experience
Considerable knowledge of credit policies, credit analysis, procedures and philosophy
Strong analytical skills in relation to evaluating asset utilization and goals
Demonstrated analytical and risk analysis skills
Advanced knowledge of organization, business practices, business philosophy, and ethics
Demonstrated management and leadership skills
Well-developed customer service/relations skills
Effective verbal and written communication skills

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law