Mortgage Loan Originator

U.S. Bank

Originates mortgage loans in a designated territory for U.S. Bank.

Posted 6/27/2026full-timeSeattle • Washington • 🇺🇸 United StatesJunior💰 $20 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

The ideal candidate must demonstrate strong sales acumen and the ability to independently manage the mortgage loan origination process while ensuring compliance with relevant regulations and underwriting standards.

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Mortgage Loan OriginationUnderwriting ReviewFinancial AnalysisPricing KnowledgeFHA RequirementsVA RequirementsFNMA RequirementsFHLMC RequirementsRESPA KnowledgeZoning Ordinances Knowledge

Soft Skills

Sales AbilityExcellent Communication SkillsIndependent WorkAnalytical SkillsRelationship Building

Certifications & Qualifications

National Mortgage Licensing System (NMLS) Registration

Industry Keywords

MortgageReal EstateBankingLoan ProcessingLoan ClosingLocal Bonding ProgramsMortgage Insurance

About the role

Key responsibilities & impact

Originates mortgage loans in an assigned metropolitan territory.
Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval.
Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources.
Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.
This position requires National Mortgage Licensing System (NMLS) registration.

Requirements

What you’ll need

High school diploma or equivalent
Minimum one year of mortgage, sales, real estate, or banking experience
Well-developed sales ability
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Ability to work independently
Ability to analyze financial information
Excellent verbal and written communication skills
Established referral base within assigned market preferred
2 years of mortgage loan origination experience with proven results

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law