Mortgage Loan Originator

U.S. Bank

Mortgage Loan Originator at U.S. Bank managing loan applications and sales activities in assigned metropolitan territory.

Posted 7/3/2026full-timeAtlanta • 🇺🇸 United StatesJunior💰 $20 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in mortgage loan origination, underwriting requirements, and sales strategies while effectively managing client relationships and ensuring compliance with relevant laws and regulations.

Highest-signal resume keywords

Mortgage Loan OriginationUnderwriting RequirementsSales AbilityFinancial AnalysisEffective Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Mortgage Insurance KnowledgePricing KnowledgeFNMA UnderwritingFHLMC UnderwritingFHA UnderwritingVA UnderwritingLocal Bonding ProgramsPrivate Investor RequirementsZoning Ordinances KnowledgeTruth-in Lending Knowledge

Soft Skills

Independent WorkVerbal CommunicationWritten Communication

Certifications & Qualifications

High School Diploma or Equivalent

Industry Keywords

MortgageReal EstateBankingSalesRESPAEnergy Audit Requirements

About the role

Key responsibilities & impact

Originates mortgage loans in an assigned metropolitan territory.
Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval.
Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources.
Customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.

Requirements

What you’ll need

High school diploma or equivalent
Typically at least one year of mortgage, sales, real estate, or banking experience
Ability to travel
Well-developed sales ability
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Ability to work independently
Ability to analyze financial information
Effective verbal and written communication skills
Established referral base within assigned market preferred
2 years of mortgage loan origination experience with proven results

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law