Business Banking Credit Lending Authority Manager

U.S. Bank

Market Credit Administrator strengthening lending authority bench strength in Business Banking Credit. Collaborating with Credit Risk Management to ensure effective lending authority frameworks and application.

Posted 7/9/2026full-timeMinneapolis • Minnesota, North Dakota, Ohio, Wisconsin • 🇺🇸 United StatesSeniorLead💰 $119,765 - $140,900 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in Credit Risk Management, including commercial credit analysis and underwriting, while applying a consistent risk-based lending authority framework. Proficient in developing targeted plans to address skill gaps and collaborating with credit leaders to enhance lending authority structures.

Highest-signal resume keywords

Credit Risk ManagementCommercial Credit AnalysisLending Authority FrameworksRisk AssessmentMicrosoft Office Proficiency

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit AnalysisUnderwritingRisk AssessmentLending Authority ApprovalCredit Policy Understanding

Tools & Technologies

Microsoft ExcelMicrosoft PowerPoint

Industry Keywords

Credit Risk ManagementLending AuthorityQuality ManagementDevelopment PlansUnderwriting Structures

About the role

Key responsibilities & impact

Supports Credit Risk Management’s evaluation and recommendation of individual lending authorities
Apply and reinforce a consistent, risk‑based lending authority rubric across credit roles
Develop and execute targeted development plans to address skill gaps, recurring errors, and complex risk scenarios
Maintain individual lending authority to provide joinder support and approval coverage during seasonal or situational volume peaks
Serve as a centralized point of contact for lending authority initiatives and ongoing support
Partner with Quality Management to identify trends, provide early testing feedback, and support remediation efforts
Collaborate with credit leaders to support evolving underwriting structures and increasing single‑signer authority levels

Requirements

What you’ll need

Bachelor’s degree in Business, Finance, Accounting, or a related field, or equivalent work experience
Experience in commercial credit analysis, underwriting, or credit risk management
Strong understanding of credit policy, lending authority frameworks, and risk assessment
Must qualify for lending authority based on previous experience in approving credits
Proficient in Microsoft Office tools (i.e. Excel, PowerPoint, etc.)
Typically eight to 10 years of related experience

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law