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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in product management for unsecured lending products, with a strong focus on P&L ownership, product strategy, and customer-centric solutions. Proven ability to optimize product performance through market analysis and competitive intelligence.
Highest-signal resume keywords
Product Management ExperienceP&L ManagementCredit Product StrategyCustomer CentricityMarket Analysis
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Product Lifecycle ManagementPerformance MeasurementProduct Profitability OptimizationPricing StrategyPromotions ManagementCompetitive IntelligenceBusiness Case DevelopmentMarket Share AnalysisFinancial AnalysisAnalytics
Soft Skills
CollaborationAnticipation of Market PrioritiesCustomer Experience Focus
Industry Keywords
Unsecured LendingBankingCredit ProductsMarket ExpansionCustomer Needs
About the role
Key responsibilities & impact- Drive the success of our current unsecured lending products (Personal Loan, Personal Line, Simple Loan, Wisetack)
- Design new products/partnerships that meet our customer’s needs
- Operate as a P&L owner for assigned products
- Manage the end-to-end product lifecycle and identify product enhancements that increase originations or product profitability
- Optimize pricing, promotions, and credit policy to drive originations growth
- Conduct competitive intel to ensure product competitiveness and measure market share trends
- Define and communicate the product vision, design, and business case
- Collaborate with various stakeholders including risk, finance, treasury, sales, marketing, and delivery
Requirements
What you’ll need- Product Management experience
- 5-10 years’ experience in banking product management, preferably with credit products
- Knowledge of the industry and competitive trends driving unsecured lending growth and market expansion over the past 10 years
- Experience managing product P&L, product strategy, vision and planning, performance measurement and optimization, marketing and analytics, customer centricity
- Strong financial background with demonstrated mastery of the levers that drive credit product profitability
- Ability to anticipate shifting market priorities, internal and external customer needs in a manner that consistently adds value
- Strong customer centricity to implement strategies and techniques used to ensure that customers have a positive experience with the organization's products and services at every touch point.
Benefits
Comp & perks- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
