VP, Risk Management – Property & Casualty (P&C) Risk

USAA

VP of Risk Management overseeing and guiding risk strategies and governance in the P&C sector at USAA. Engaging with executives to influence decisions and monitor compliance with risk limits.

Posted 5/28/2026full-timeSan Antonio • Arizona, Florida, North Carolina, Texas • 🇺🇸 United StatesLead💰 $257,250 - $463,050 per yearWebsite

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Applicant Tracking System Keywords

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Hard Skills

risk managementrisk governancerisk appetiteprocess analysiscontrol analysiscontrol effectiveness measurementrisk management coverage planloss reservingunderwritingactuarial analytics

Soft Skills

leadershipcommunicationinfluencing decisionsteam buildingcoachingstrategic thinkingadvisory skillsengagementcollaborationproblem-solving

Industry Keywords

enterprise-wide risk managementfinancial institutionsecond line of defenseProperty & CasualtyP&C carrierrisk frameworkssenior risk executiveshigh-performing teamsbusiness strategiesrisk systems

About the role

Key responsibilities & impact

Oversee and guide an independent Risk Management function
Serve as a key adviser engaging in senior leaders' strategy discussions and decisions
Lead teams dedicated to managing risk within overall business strategies
Set the agenda, builds diverse high-performing teams, and sell the vision on an effective Risk Management program
Ensure training and coaching of employees
Establish a long-term view of how risk systems and governance should be adapted
Partner and lead senior risk executives in establishing, managing, and adhering to overall risk appetite
Partner across Risk Management, Finance, and the business while effectively challenging variances to plan and establishing strategies to mitigate
Provide advice to other key business partners
Actively engage senior leaders to ensure all risks are addressed

Requirements

What you’ll need

Bachelors Degree; OR 4 years of relevant education and / or experience
10 years of experience at a large financial institution developing, implementing, and maintaining an enterprise-wide risk management program
8 years of people leadership experience in building, managing and/or developing high-performing teams
Superior understanding of risk frameworks including: risk governance; risk appetite; process, risk and control analysis; control effectiveness measurement; risk management coverage plan (monitoring, assessment and testing)
Proven leadership skills and ability to influence decisions at senior levels within a large complex organization
Proven capability to communicate effectively across the 1st and 2nd Lines of Defense
Experience leading a second line of defense risk management function as a Chief Risk Officer of a business line or association in a top 20 personal lines Property & Casualty (P&C) carrier
Subject matter expert in P&C financial risks
Experience leading loss reserving, underwriting, and/or actuarial and analytics functions in a large P&C organization.

Benefits

Comp & perks

comprehensive medical, dental and vision plans
401(k)
pension
life insurance
parental benefits
adoption assistance
paid time off program with paid holidays plus 16 paid volunteer hours
various wellness programs
career path planning
continuing education assistance