U.S. Bank

Underwriter

• Manages and coordinates the activities for assigned Business Banking Underwriting department
• Ensures quality service and effective support for all of the assigned internal and external customers
• Accomplishes results through the effective management of staff that may range from lower level non-exempt through exempt level professionals
• Administers corporate policies and procedures and ensures compliance with applicable laws and regulations
• Conducts underwriting review process in a manner designed to minimize the bank’s risk while employing problem resolution techniques in approving loans
• Provides support and training for all staff, including underwriting guidelines for underwriting staff

Business Banking Underwriting Manager

Full-stack Engineer

• Responsible for designing, developing, testing, operating and maintaining products
• Takes full stack ownership by consistently writing production-ready and testable code
• Consistently creates optimal design adhering to architectural best practices; considers scalability, reliability and performance of systems/contexts affected when defining technical designs
• Performs analysis on failures, propose design changes, and encourage operational improvements
• Makes sound design/coding decisions keeping customer experience in the forefront
• Takes feedback from code review and apply changes to meet standards
• Conducts code reviews to provide guidance on engineering best practices and compliance with development procedures
• Accountable for ensuring all aspects of product development follow compliance and security best practices
• Exhibits relentless focus in software reliability engineering standards embedded into development standards
• Embraces emerging technology opportunities and contributes to the best practices in support of the bank’s technology transformation
• Contributes to a culture of innovation, collaboration and continuous improvement
• Reviews tasks critically and ensures they are appropriately prioritized and sized for incremental delivery; anticipates and communicates blockers and delays before they require escalation

Senior Software Engineer

General Counsel

• Provide expert legal guidance and support to the fixed income markets funding team, specifically in the area of the offering, sale and distribution of structured products
• Draft, review, and negotiate legal documents related to structured products transactions, including contracts, agreements, policies and disclosures.
• Identify and assess potential legal risks and provide strategic advice to mitigate or resolve issues.
• Serve as a senior member of the legal team, utilizing extensive knowledge and experience to advise on complex structured products transactions, including establishing new and novel product templates and structures.
• Effectively communicate with external law firms, peer institutions, vendors, and other third parties.
• Advise business units and other support partners (Compliance, Risk Management, etc.) regarding securities laws and regulations, SEC/FINRA Rules and related risks.
• Stay abreast of relevant structured product market, legal and regulatory developments.
• Assist in training business units regarding legal risks and regulatory changes, including advising on regulatory change projects relating to structured product offerings.
• Become familiar with relevant U.S. Bank policies and procedures, including AML, KYD and other onboarding procedures.
• Work closely with business lines and support partners to ensure continuous compliance with laws, regulations and policies.
• Advise on debt capital market transactions, including unregistered transactions, and secondary trading matters.
• Advise on hedging transactions related to structured product offerings.
• Participate in trade group working groups on relevant matters

Assistant General Counsel – Structured Products

Financial Planning and Analysis

• Manages and oversees daily mortgage pricing activities, supporting all home lending pricing functions within a complex, highly analytical environment.
• Provides advanced financial analysis to inform pricing strategy, best execution, profitability optimization, and competitive positioning, including ad hoc analysis, market research, and strategic consulting for senior leadership.
• Develops, enhances, and maintains complex financial models, reporting tools, and statistical analyses to evaluate pricing performance, forecast trends, and guide data-driven decision-making.
• Prepares interest rate pricing and forecasting insights, delivering actionable recommendations that directly influence business strategy, policy development, and enterprise-level decision making.
• Leads and contributes to cross-functional quantitative initiatives, producing strategic pricing recommendations aligned with organizational goals.
• Ensures data integrity by researching, analyzing, and resolving discrepancies within loan origination systems and downstream reporting, while driving continuous improvement in pricing analytics, processes, and tools.

Financial Analyst

Consultant

• Float Client Relationship Consultants build relationships with customers by meeting face to face and engaging them when and where they need to provide the best possible counsel.
• Strong client relationships are based on trust, assessing and attending to customers’ banking needs, obtaining and processing customer and account information, educating clients on available deposit and loan products and services, and recommending financial solutions based on each customer’s unique goals and needs.
• They are also responsible for originating and closing consumer loans, opening accounts, and opening and/or closing the branch.
• Travel to defined branch clusters as assigned within district.
• Mileage and drive time will be paid for any time or distance beyond your regular home branch commute.
• Flexible work schedule, 6 days per week, will be covering traditional branches and in-store locations.
• Reports to float pool manager at market level.
• This position also requires 2 or more hours of driving per week.

Client Relationship Consultant 3

Analyst

• Responsible for building complex statistical models for income statement
• Model-building process includes estimating, validating, testing, documenting, implementing, and maintaining macroeconomic forecasting model frameworks
• Models may cover a variety of bank products and related functions
• Deliverables include creation of model development and/or validation documentation, written reports, model or reporting code documentation, business requirements, monitoring reports and related code, and procedures
• Communicating modeling approaches and results to stakeholders across the bank

Quantitative Model Analyst, Level 2

• Build relationships with customers via in-person, appointment, and virtually
• Provide counsel while adapting a digital first mindset
• Assess and attend to customers’ banking needs
• Process customer and account information
• Recommend solutions based on customer’s goals and needs
• Maintain working knowledge of banking products and services, including digital offerings
• Provide optimal client experience, including greeting clients and processing transactions
• Educate clients on digital products and services
• Collaborate with branch team members and partners to serve clients
• Open new consumer and business accounts and complete service requests

Client Relationship Consultant 1-4 – Banker

• Validates, tests, documents, and oversees usage of complex statistical Treasury Risk and Pre-provision Net Revenue (PPNR) models.
• Regularly reviews model monitoring reports.
• Deliverables include the creation of model validation documentation such as: presentations, written validation and annual review reports, and related code reviews, review and closure of issues and findings, etc.

Quantitative Model Validation Analyst

Manager

• Underwriting all types of credit account exposure
• Managing an assigned credit portfolio
• Successfully closing new business relationships and expanding existing relationships
• Managing credit risk and responding to prospect or customer credit questions
• Making independent calls on assigned portfolio of relationships
• Providing customer service and participating in joint sales calls with Relationship Managers
• Identifying customer needs

Portfolio Manager – Non-Profit Healthcare

• Lead end-to-end deal negotiation and execution, including contract review, deviation escalation, approval and documentation, and coordination with external counsel.
• Contribute to pricing decisions for new deals and services.
• Manage pre-close onboarding and risk assessment activities, ensuring timely completion of KYC, internal approvals, operational readiness, and accuracy of all onboarding tasks.
• Oversee closing processes, confirm all conditions precedent, and execute final documents
• Deliver high-quality deal knowledge that establishes internal partners for success.
• Review and negotiate amendments and terminations, coordinating with internal partners for proper alignment.
• Collaborate consistently with internal partners to ensure deals meet client timelines and reflect strong cross-functional execution and interconnected partnerships.
• Engage effectively with external counsel, senior client stakeholders, and internal functional teams.

Global Structured Finance Deal Manager

• Build relationships with customers by meeting face to face and engaging them when and where they need to provide the best possible counsel
• Educate clients on available deposit and loan products and services
• Recommend financial solutions based on each customer’s unique goals and needs
• Originate and close consumer loans
• Open accounts
• Open and/or close the branch

Client Relationship Consultant – Banker, Multiple Levels

• Develops profitable business account relationships and increased profitability from existing and new accounts
• Identifies business opportunities based on knowledge of clients, markets, products and services
• Makes sales presentations to existing and/or prospective clients informing them of benefits of using the organization's products and services to meet their needs
• Implements and maintains an effective referral network and call program to promote sales

Business Consultant

• Partner with Relationship Manager(s) to support and manage Healthcare Business Banking relationships, including medical, dental, veterinarian and professional practice clients, and the associated loan portfolio
• Analyze financial statements, including provider revenue models and practice performance metrics, to prepare comprehensive written credit analyses
• Monitor and manage credit quality across a portfolio that may include practice finance, commercial real estate (CRE), and healthcare expansion lending
• Serve as a trusted resource to clients by responding to healthcare lending and credit-related inquiries, including working capital and growth financing needs
• Identify opportunities to expand relationships through deeper understanding of practice lifecycle events (startup, acquisition, expansion, succession planning)
• Support portfolio growth by balancing relationship development with sound credit risk management and regulatory alignment in healthcare banking

Healthcare Business Banking Relationship Analyst

• Serve as key legal advisor to SBA guaranteed lending group on loan transactions, documentation, SBA requirements, changes to SBA standard operating procedures, and business line procedures and goals.
• Provide legal advice to commercial lending business lines on commercial loan transactions, including complex real estate and title issues, UCC reviews, and legal documentation.
• Draft and review loan documents for use in internal documentation systems and draft, review, and negotiate commercial loan documents and other legal documents on behalf of U.S. Bank.
• Advise business units, risk groups, operations teams, and senior leadership regarding federal regulatory issues, changing legal landscape, and solutions to legal challenges.
• Solve legal challenges in an efficient manner, including problem solving on specific transactions, revising internal procedures, and advising on changes to legal requirements on SBA and commercial lending.
• Manage and oversee outside counsel on commercial lending, SBA lending issues, and dispute resolution.
• Stay abreast of relevant market, legal and regulatory developments and work closely with business lines and support partners to ensure continuous compliance with laws, regulations, and policies.
• Train business units regarding SBA lending, real estate issues, UCC issues, and other legal challenges in commercial lending.
• Become familiar with and provide guidance on relevant U.S. Bank policies and procedures, particularly as related to SBA guaranteed lending.

Assistant General Counsel – SBA and Commercial Lending

• Serve as a primary point of contact for assigned clients and transactions.
• Manage multiple transactions concurrently, often at different stages of completion.
• Review incoming requests for clarity, completeness, and alignment with approvals.
• Track and communicate transaction progress from initiation through documentation, booking, and funding.
• Communicate directly with external customers to obtain required information, clarify documentation requirements, and address questions throughout the transaction lifecycle.
• Partner with internal stakeholders - including sales, credit, asset management, documentation, and booking teams - to advance transactions.
• Maintain clear, professional, and timely communication while balancing competing priorities.
• Respond to inbound inquiries that may fall outside of standard work queues, including ad hoc customer or partner requests.
• Ensure all components of a transaction align with internal policies, risk standards, and approvals.
• Advance transactions through internal systems once documentation and conditions are satisfied.
• Apply judgment to transactions that fall outside of standard scenarios due to customer complexity or unique deal structures.
• Leverage foundational equipment finance knowledge to evaluate options and determine appropriate next steps when exceptions arise.
• Identify potential risks and issues early, and partner with leadership or stakeholders to mitigate them.
• Navigate ambiguity effectively, recognizing that not all situations have predefined solutions.
• Maintain accurate tracking of multiple active transactions and their outstanding requirements.
• Prioritize work based on urgency, transaction stage, and customer impact.
• Adjust focus as priorities shift throughout the day or month.
• Provide support to teammates outside primary responsibilities as workloads shift across functions.
• Participate in cross-training activities to build coverage and operational flexibility.
• Engage with peers and leadership to share knowledge and best practices.
• Proactively raise questions or concerns to prevent negative downstream impacts.