Business Intelligence Developer

• Design, build, and optimize end-to-end Power BI solutions
• Own the development of scalable, governed reporting frameworks
• Lead the modernization of reporting processes
• Ensure data integrity, validation, and alignment across reporting outputs and source systems
• Translate complex data into clear, actionable insights

Senior Business Analyst, Performance Intelligence – Reporting

Support Engineer

• Provide pipeline management support to the pipeline swim lanes
• Review pipeline reporting and provide loan stage analysis
• Field sales partner inquiries and alert management to loan progression issues
• Oversee the day to day management of all assigned pipelines and/or loans
• Provide daily leadership to processors/underwriters/closers regarding all process, reporting and workflow items
• Identify and escalate breaks in process, procedure or policy
• Support the commitment to WOW! Service by meeting or exceeding established Operational Metrics
• Ensure accurate and timely loan delivery
• Provide training and/or guidance to team members and sales staff
• Adhere to all audit, regulatory, and compliance requirements
• Develop and maintain strong business relationships with Retail, Product, and other business partners
• Serve as escalation point for customer complaint resolution
• Review all required documents for loan journey
• Validate all documents required by underwriting are present and meet the stated requirements
• Ensure all data fields required by each stage in the loan journey are complete
• Interact with vendors providing service on the loan transaction

Pipeline Support Analyst – Home Equity

Solutions Engineer

• Manage a group of high level analysts
• Oversee enterprise solution design and development
• Maintain and administer systems business functions
• Coach and train less experienced staff
• Manage the requirements development process
• Design and validate new Solutions strategies

Solutions Manager

Data Analyst

• Reporting to the Senior Manager, CFM Performance Reporting & Insights within the FCPO Performance Reporting and Data Strategy centre of excellence team, the Manager, Analytics and Insights provides value-added support to effectively and efficiently measure and report CFM's monthly fraud loss performance
• Lead monthly and weekly fraud loss reporting and portfolio insights, providing quality assurance oversight and guidance to Senior Business Insights & Analysis team members
• Manage automated reporting, dashboards, and data pipelines through building, maintaining and enhancing data and reporting processes using SQL, Python, Tableau/Power BI, DSAP/Rahona and other analytic and business intelligence tools
• Develop actionable insights to support fraud loss mitigation, strategic initiatives and fraud rules opportunities
• Provide stakeholder management and executive-level reporting support, preparing commentaries, performance summaries and insights for CFM senior leadership and other key stakeholders

Manager, Analytics and Insights

Call Center Representative

• Responsible for the 3rd line of defence audit coverage for TD Bank Group's first line of defence in NACO, Corporate Functions, HR and 1st line Fraud
• Develop a risk-based Audit Plan for their portfolio
• Provide periodic reporting to governance committees including Audit Committees
• Deliver the plan evenly over the course of the year
• Adhere to audit standards
• Recommend, support & maintain appropriate resources to execute the plan
• Identify all significant control gaps in coverage areas
• Provide clear, comprehensive and timely reporting on significant control matters
• Stay current on evolving regulatory expectations and industry practices
• Maintain strong relationships with clients, regulators and external auditors
• Attract, develop and retain talent and maintain active pipeline for SMEs

Associate Vice President, Audit, Corporate Functions, Fraud

Security Engineer

• Plan and execute full‑scope red team engagements, including reconnaissance, initial access, lateral movement, privilege escalation, command-and-control, and objective completion
• Emulate real-world threat actors using established TTPs (e.g., MITRE ATT&CK)
• Conduct phishing and social engineering campaigns within defined legal and ethical constraints
• Develop and maintain custom tooling, payloads, and infrastructure to support operations
• Collaborate closely with Blue Team, Purple Team, Threat Intelligence, and Incident Response partners
• Produce clear, technically accurate engagement reports and executive-ready summaries
• Contribute to detection engineering by identifying gaps in controls, telemetry, and response processes
• Support continuous improvement of red team methodologies, playbooks, and governance processes
• Mentor junior operators and contribute to team knowledge sharing

Information Security Specialist – Red Team Operator

Affiliate Manager

• Day to day management of a team of IT professionals in supporting assigned business clients / internal partners / stakeholder needs
• Involved in negotiating technology costs and scope in forecasting, planning process
• Managing multiple teams and/or projects with increasing complexity
• Manages system enhancements, new releases or projects typically focused on a specific product/application of moderate scope and complexity
• Leads a group of IT professionals

Mgr Tech Delivery, Partner Management

Manager

• Gathers financial and general business information pertaining to customer and prospect loan requests
• Performs financial analyses needed to make credit decisions
• Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
• Supports commercial banking team and recommends credit solutions that add value to the Customer
• Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
• May manage overall analytical support and workflow production needs for a department
• Works on larger, more complex deals, mainly focused on Middle Market
• May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
• Acts as a consultant to business lines regarding credit issues, processes and procedures
• Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
• Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
• Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms; Takes appropriate action as necessary to correct deficiencies
• Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations
• May communicate credit decisions to Relationship Managers and Account Managers
• Manages and oversees workflow and adherence to policy for department
• Participates in organizational cost benefit analysis and implementation
• Manages activities by creating and maintaining quantifiable service level standards against business performance
• Ensures timeliness of information and efficiency in process and workflow
• Maintains confidentiality of credit and customer information at all times
• May lead a team of Credit Analysts within a region or market

Credit Portfolio Manager I

Commercial Underwriter

• Analyze, underwrite and act as the final decision authority on commercial loan applications
• Ensure compliance with established underwriting guidelines, quality and production guidelines
• Conduct credit investigations and analyze financial information pertaining to relationships with Commercial Credit exposure
• Underwrite loans and perform historical business financial analysis and cash flows
• Identify credit applications that require credit enhancements and decision respective applications
• Render final credit decision within individual lending authority limits

Commercial Credit Underwriter III – New Money CRE

• The Commercial Credit Underwriter III analyzes, underwrites and may act as the final decision authority on commercial loan applications
• Ensures compliance with established underwriting guidelines, quality and production guidelines, as well as Federal Banking Regulations and Government Reporting requirements
• Responsible for basic financial analysis of less complex loans/industries/Customers
• May possess loan decision authority up to position authority limits as defined in credit policy
• Expected to attain exception and high-risk authority
• Acts as a mentor and participates in the on-going development of the Underwriting Staff
• Conducts credit investigations and analyzes financial information pertaining to relationships with Commercial Credit exposure up to highest authority limits
• Underwrites loans and performs historical business financial analysis and cash flows
• Investigate available sources of credit and financial information

Commercial Credit Underwriter III – New Money

• Analyze, underwrite and may act as the final decision authority on commercial loan applications
• Ensure compliance with established underwriting guidelines, quality and production guidelines, as well as Federal Banking Regulations
• Conduct basic financial analysis of less complex loans/industries/Customers
• Act as a mentor and participate in the ongoing development of the Underwriting Staff
• Conduct credit investigations and analyze financial information pertaining to relationships with Commercial Credit exposure
• Underwrite loans and perform historical business financial analysis and cash flows
• Investigate available sources of credit and financial information
• Research economic and market conditions relating to the company, industry and market area
• Identify credit applications that require credit enhancements and make decisions accordingly
• Render final credit decisions within individual lending authority limits

Commercial Credit Underwriter II

Research Analyst

• Provides a high-quality and timely review of all products across the global research platform
• Ensures that all research is compliant with FINRA, CIRO, and jurisdictional rules and regulations and company policies and procedures
• Reviews all research intended for the public, including but not limited to notes, reports, marketing presentations, invitations, videos, and podcasts
• Ensures timely release of all research
• Confirms the investment thesis and valuation of an equity security are clearly presented, justifiable, and form a reasonable basis for the rating
• Ensures that research reports are balanced in their language and presentation, with risks to the investment properly conveyed
• Validates that financial figures and estimates are applicable to the report and are properly updated throughout
• Ensures proper company and other disclosures are present in reports and adhere to regulatory requirements
• Determines that information presented is publicly available and appropriately attributed
• Functions as a proficient user of the firm’s research publishing system (BlueMatrix) to confirm research reports are properly scheduled and distributed to clients
• Liaises with research analysts to address language, regulatory concerns, numerical inconsistencies, and issues with logic and clarity

Director – Supervisory Analyst, Research

Financial Planning and Analysis

• Determine clients' financial goals and lifestyle, provide comprehensive assessments, and build long-term relationships through expertise in financial planning, relationship development, and ongoing service delivery.
• Perform relevant analyses, produce reports and draw conclusions from results; make recommendations and continuously assess the effectiveness of programs, policies, and practices.
• Contribute to achieving team and department objectives by strengthening the quality of customer service and demonstrating dedication.
• Oversee service delivery and productivity; evaluate effectiveness and implement continuous improvements.
• Fully participate as a team member and promote a positive, service-oriented work environment.

Financial Planner

• Determine clients’ financial goals and lifestyle, provide comprehensive assessments, and build long-term relationships through expertise in financial planning, relationship development, and ongoing service delivery.
• Perform relevant analyses, produce reports, and draw conclusions from results; make recommendations and continuously evaluate the effectiveness of programs, policies, and practices.
• Contribute to achieving team and departmental objectives by enhancing service quality and demonstrating dedication.

Associate

• Manages an assigned account portfolio for new and existing commercial customers to provide consistent professional service and support throughout the total lifecycle of each account
• Assists with the uploading of due diligence received during underwriting, to the image repository system, in preparation of Loan Specialist assignment
• May assist in preparing the most basic financial analysis of less complex loans/industries/Customers, maintaining credit file, financial statement and assist with analysis memos
• Input necessary information into loan origination system to generate loan documents
• Assists with closing of new loan accounts and submits information for boarding
• Assists loan team in preparing a complete approval package in preparation for closing
• Works closely with Credit Management team in supporting basic underwriting functions including spreading of financial statements
• May assist in research of industry-specific information from outside sources, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet
• Assists Credit Management with clearing and management of exceptions
• Supports and assists Credit Management CCM team with reporting, loan activities, delinquencies and tracking in loan information
• Manages a loan pipeline from origination through booking in accordance with Bank policies and procedures
• Works independently in resolving more complex issues relating to origination process through booking
• Follows quality control procedures to verify records contain proper content using checklist and other tools
• Evaluates best course of action taking into account bank policy, regulatory requirements, impact to the customer, and impact to the bank as well as cost factors
• Establishes strong working relationships with commercial stakeholders, credit risk and other internal areas involved in underwriting, approval and closing loans

Senior Business Analyst, Performance Intelligence – Reporting

Pipeline Support Analyst – Home Equity

Solutions Manager

Manager, Analytics and Insights

Associate Vice President, Audit, Corporate Functions, Fraud

Information Security Specialist – Red Team Operator

Mgr Tech Delivery, Partner Management

Credit Portfolio Manager I

Commercial Credit Underwriter III – New Money CRE

Commercial Credit Underwriter III – New Money

Commercial Credit Underwriter II

Director – Supervisory Analyst, Research

Financial Planner

Financial Planner

Credit Management Associate III